Homebuyer Tools
Plan with simple, honest numbers
Monthly Payment Estimator
Principal, interest, taxes, insurance, HOA, mortgage insurance and other costs.
Estimated monthly payment
$5,569
- Principal & interest
- $4,503
- Property tax
- $219
- Insurance
- $150
- HOA
- $400
- Mortgage insurance
- $297
- Other
- $0
Loan amount $712,500. Mortgage insurance applies here only below 20% down; actual rules vary by loan type.
Cash-to-Close Planner
Down payment, closing costs, earnest money, prepaids and any assistance.
Estimated cash needed to close
$64,000
- Down payment: $37,500
- Closing costs: $22,500
- Prepaids: $4,000
- Less assistance: −$0
Earnest money ($5,000) is paid early with your offer and is usually credited toward these costs at closing.
Down-Payment Calculator
Compare example 3%, 3.5%, 5% and 10% down payments.
3%
Down: $22,500
Loan: $727,500
P&I: $4,598/mo
3.5%
Down: $26,250
Loan: $723,750
P&I: $4,575/mo
5%
Down: $37,500
Loan: $712,500
P&I: $4,503/mo
10%
Down: $75,000
Loan: $675,000
P&I: $4,266/mo
Examples only. Minimum down payments depend on loan type and lender.
Program Match Finder
Suggests programs to review. Your answers are not saved.
Affordability Checklist
Costs to account for before you commit.
0 of 8 done · saved on this device only
Homebuyer Readiness Checklist
Track your progress. Saved on this device only — no account needed.
0 of 9 done · saved on this device only